These Terms & Conditions ("Terms") govern your access to and use of this website (the "Site") and any phone call made to the number displayed on the Site. The Site is operated by Life Policy Support Line ("Company," "we," "us," or "our"). By using the Site or calling the number listed, you agree to be bound by these Terms. If you do not agree, please do not use the Site or call the number provided.
On This Page
1. Nature of Our Service
Life Policy Support Line is an independent insurance services agency operated by licensed insurance professionals. We are not an insurance carrier, and we are not affiliated with, sponsored by, or endorsed by any specific insurance company, government agency, or government program (including Medicare, Medicaid, or the Social Security Administration). The Site exists to connect visitors who have questions about an existing life insurance policy with a licensed agent for a free, no-obligation conversation.
2. Eligibility
You must be at least 18 years old to use this Site or to call the number listed. By using the Site or calling, you represent that you meet this requirement and that any information you provide is accurate and current.
3. Consent to Be Contacted (TCPA)
If you call the number on this Site or otherwise provide your contact information, you expressly consent to be contacted by us, our licensed agents, or marketing partners acting on our behalf, by telephone (including by automatic telephone dialing systems or prerecorded/artificial voice, where applicable), text message, or email, even if your number is listed on a state or federal Do-Not-Call registry. Consent is not a condition of purchasing any product or service. Standard message and data rates may apply to text communications. You may revoke consent at any time as described in our Privacy Policy.
4. No Insurance, Financial, or Legal Advice
Information on this Site is provided for general informational purposes only and does not constitute insurance, financial, tax, or legal advice. Any guidance provided by a licensed agent during a call is general in nature; final eligibility, coverage terms, rates, and approval are determined solely by the applicable insurance carrier and are subject to underwriting. We make no guarantee of any specific outcome, rate, or coverage result.
5. Accuracy of Information
While we strive to keep information on the Site current and accurate, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, or availability of the Site or the information, products, or services contained on it. Coverage types, definitions, and examples on this Site are general descriptions and may not reflect the specific terms of any individual policy.
6. Intellectual Property
All content on this Site, including text, graphics, logos, and design elements, is the property of Life Policy Support Line or its licensors and is protected by applicable intellectual property laws. You may not reproduce, distribute, modify, or create derivative works from any part of the Site without our prior written consent.
7. Disclaimer of Warranties
THE SITE AND ALL CONTENT ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. WE DO NOT WARRANT THAT THE SITE WILL BE UNINTERRUPTED, ERROR-FREE, OR SECURE.
8. Limitation of Liability
TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, LIFE POLICY SUPPORT LINE AND ITS OWNERS, EMPLOYEES, AGENTS, AND AFFILIATES SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS OR REVENUE, ARISING FROM OR RELATED TO YOUR USE OF THE SITE OR ANY CALL PLACED TO THE NUMBER LISTED, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. OUR TOTAL LIABILITY FOR ANY CLAIM ARISING OUT OF THESE TERMS SHALL NOT EXCEED ONE HUNDRED DOLLARS ($100).
9. Indemnification
You agree to indemnify and hold harmless Life Policy Support Line and its owners, employees, agents, and affiliates from any claims, damages, losses, liabilities, and expenses (including reasonable attorneys' fees) arising out of your use of the Site, your violation of these Terms, or your violation of any rights of a third party.
10. Governing Law & Dispute Resolution
These Terms are governed by the laws of the State of Florida, without regard to conflict-of-law principles. Any dispute arising out of or relating to these Terms or the Site shall first be addressed informally by contacting us. If a dispute cannot be resolved informally, both parties agree that the dispute will be resolved through binding individual arbitration in Florida rather than in court, except that either party may bring an individual claim in small claims court. You and Company each waive any right to a jury trial or to participate in a class action.
11. Changes to These Terms
We may revise these Terms at any time by updating this page. Continued use of the Site after changes are posted constitutes your acceptance of the revised Terms. We encourage you to review this page periodically.
12. Contact Us
If you have questions about these Terms, contact us at:
Life Policy Support Line
Phone: (888) 721-9023
Hours: Monday–Friday, 9 AM–5 PM Eastern